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Fix and Flip Loans for Kansas City Investors

Short-term purchase and rehab financing from a team that flips and holds houses in Kansas City too. Up to 100% of the rehab budget on KC-area deals.

Apply in about 10 minutes Call (816) 608-7837 · Mon–Fri, 8 AM–5 PM

Program at a glance

Purchase financing	Up to 90%
Rehab financing	Up to 100% in the Kansas City market
Term	Up to 24 months
Time to funding	As few as 7 days
Credit check to start	Soft pull, no score impact
Where	Kansas City metro and nationwide

How it works

Send the deal: address, purchase price, rehab budget and your after-repair value.
Review: soft credit pull, then we look at the numbers, the scope of work and the exit.
Term sheet: you get the leverage and terms in writing.
Close and draw: close at title, then rehab funds release in draws as work is done.

What makes a deal fundable

A realistic after-repair value backed by nearby sales
A line-item scope of work and budget
A clear exit: sell, or refinance into a DSCR loan and hold
Cash for the down payment, closing costs and reserves

Flip, or keep it as a rental

Plenty of our borrowers finish a rehab and decide to hold it. Once the house is rented, you can refinance from the short-term flip loan into a 30-year DSCR loan, often pulling out equity for the next project.

Why investors use us

We buy houses in Kansas City ourselves, so our budgets and values come from real local deals. We close about 60 investor loans a year and you deal directly with people who make decisions.

Questions investors ask

How fast can a fix and flip loan close?

As fast as 7 days once title and closing documents are in order. Timing depends mostly on how quickly title work and your documents come back.

How much of the purchase and rehab can you fund?

Up to 90% of the purchase price, and up to 100% of the rehab budget on Kansas City-area properties. Final leverage depends on the deal, the after-repair value and your experience.

Do you lend outside Kansas City?

Yes. We lend on flips nationwide. The 100% rehab financing is specific to the Kansas City market, where we know values and contractors firsthand.

Do I need flipping experience?

No, but experience affects leverage. First-time flippers can qualify, often with a larger down payment or an experienced contractor on the project.

Do you check my credit?

Only a soft pull to start, so asking costs your score nothing.

How are rehab funds paid out?

Rehab money is held back and released in draws as work is completed and inspected, so the project stays funded from demo to final.

Have a flip under contract?

Send the address and the numbers. We usually reply the same business day.

Start my application

Or call (816) 608-7837, Mon–Fri, 8 AM–5 PM.

Leverage and terms shown are starting points for well-qualified investors and can change without notice. Every loan is subject to underwriting, credit review, property review and appraisal; nothing on this page is a commitment to lend. Loans are for business and investment purposes only and are not available for owner-occupied homes. We place loans with our own capital and with institutional lending partners, depending on the deal.