Easy Funding For Your Projects
DSCR Loan
No income verification, no tax returns needed, and only a soft credit pull.
Effortless DSCR Loans
Qualify Based on Rental Income, Not Personal Finances
Invest with confidence using our DSCR loans, designed for real estate investors who want financing based on their property’s cash flow rather than personal income. With no income verification, no tax returns needed, and only a soft credit pull, you can access capital quickly while keeping your financials simple. Get competitive rates and fast funding to grow your rental portfolio with ease.
6.875%
Rates as low as
Up to 80%
LTV (loan-to-value)
No Pre-payment Penalty
after year 3
5/1 + 7/1 ARMs
fully amortizing
30-year fixed rates
Interest-only Options
Fast Funding
Forget searching for pay stubs and old W-2s. Our platform simplifies the process by eliminating these time-consuming tasks, allowing you to focus on securing funding quickly and hassle-free.
Competitive Rates
Maximize your returns with robust capital, high leverage, and competitive rates designed to help you grow your real estate investments. With a variety of loan options and flexible terms, you can secure fast funding, optimize cash flow, and seize new opportunities with confidence.
Flexibility
We offer Purchase, Rate and Term, and Cash-out Refinance options for a variety of property types, including single-family rentals (SFR), manufactured homes, PUDs, 2-4 unit properties, and condos—giving you the flexibility to finance or refinance your investment with ease.
What is a DSCR loan?
Our long-term rental loans are also known as debt service coverage ratio (DSCR) loans or no-income mortgages. What does this mean to you?
- No tax or personal income document needed
- Loans are based on rental property cash flow
- Flexible qualification guidelines
Effortless DSCR Loans
Get competitive rates and fast funding to grow your rental portfolio with ease.
- Fast Approval
- Easy Processes
- No Proof of Income needed
- Very Responsive Team